Calculators
Inflation calculator
Assess how inflation could affect the future value of your savings.
Your Savings & Assumptions
£
% p.a.
yrs
% p.a.
£
Inflation Impact Summary
Nominal Value
—
with interest earned
Real Purchasing Power
—
in today's money
Real Gain / Loss
—
vs starting value
Value Over Time
Nominal value
Real value (today's £)
Starting value
Detailed Calculation
Starting savings value—
Interest / savings rate—
Nominal value after — years—
Cumulative interest earned—
Inflation rate assumed—
Cumulative price level rise—
Real value in today's money—
Purchasing power lost—
Real rate of return—
What Everyday Items Might Cost
Scenario Comparison
Key Insights
| Year | Nominal Value | Interest Earned | Price Level | Real Value | Purchasing Power Lost |
|---|
This calculator provides illustrative estimates only and does not constitute financial advice. Inflation rates are assumed constant over the period — actual inflation varies year to year. The Bank of England's target inflation rate is 2% (CPI). Real value is calculated by deflating nominal values using the assumed inflation rate. Always seek independent financial advice before making significant decisions about your savings.
These calculators provide illustrative estimates only and do not constitute financial advice. Results should not be relied upon for financial decision-making, as individual circumstances vary.